Car Accident Insurance

Need to deal with your insurance company? We can help!

Car insurance is required by law, but just because you have coverage does not mean that you will have a smooth experience if you do end up getting into a car accident. In the wake of a traffic collision, insurance claims adjusters are not on your side. They are trained to make it sound as though they are offering you as much coverage as possible, but they will do whatever they can to avoid a full payout for your accident, even if it was not your fault.

Your best decision after a car accident is to hire a Pittsburgh personal injury lawyer who has experience working with insurance companies. Such representation will give you the highest chance of recovering the compensation you deserve.

We Can Deal With the Insurance Company

Balzarini & Watson has represented injured accident victims for more than 25 years and has a detailed understanding of your rights when filing a claim. We know what insurance companies can and cannot do and we can ensure that you receive the coverage that you have been promised through your policy. Whether you have been involved in a single-car accident due to a defective auto product or other circumstances outside of your control, or if you need compensation for an underinsured or uninsured motorist, we have the experience and knowledge to maximize your payout.

Pennsylvania Auto Insurance Requirements

The state of Pennsylvania requires that all drivers purchase at least the minimum coverage options:

  • Medical benefits
  • Bodily injury liability
  • Property damage liability
  • Limited or full Tort Coverage

Optional coverages include:

  • Uninsured or underinsured motorist coverage
  • Funeral benefit
  • Income loss
  • Collision
  • Comprehensive
  • Extraordinary medical benefits
  • Accidental death benefit
  • Rental reimbursement coverage
  • Towing coverage
  • Gap coverage

If you are involved in an accident that was not your fault, the at-fault driver's insurance company will be paying your damages up to the at-fault driver's policy limits. If your injuries and other accident expenses exceed what the at-fault driver's insurance will cover, then your insurance policy may be able to make up the difference. In some cases, you can sue the at-fault driver for additional damages.

Speak with Our Legal Team Today

Contact a personal injury lawyer from Balzarini & Watson right away for quality personal injury counsel and representation. Our qualifications include:

  • AV® Rated* by Martindale-Hubbell®
  • More than 135 years' combined experience
  • Featured in Pittsburgh's Top Rated Lawyers® Magazine

We are more than capable of negotiating with your insurance company or litigating for the coverage you deserve under your policy. Contact us today for the support and guidance of a skilled lawyer.

*AV Preeminent and BV Distinguished are certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the Bar and the judiciary. Martindale-Hubbell ratings fall into two categories - legal ability and general ethical standards.